“Slightly before my 60th birthday I realised I had made no plans for my old age, and did not have any money put aside for it either. Thailand was my home, but no government pensions available, so what could I do that I would enjoy, which would also bring in a bit of money to live by. I decided to buy some land with my last few pennies, and go to the UK for a few years and earn some money, and save every penny I could. I bought a fantastic piece of land in Chiang Dao, northern Thailand, and spent several years in the UK saving like mad.